Identifying the perfect amount of business insurance is not an exact science. Read on to see how careful planning now can better prepare you to handle future scenarios (spoiler: it's not simply additional coverage) : https://www.choosewhat.com/starticles/how-bullet-proof-does-your-business-insurance-need-to-be
Totally agree! Here in India, we've seen a rise in employee healthcare plans, these are more comprehensive than just insurance. They offer some great additional features and access to healthcare services. As a small business, there are a few things you need to keep in mind. I found this blog useful when deciding what plan to get, and I am sure all of you will too! On the site Onsurity (.com/discover) check out: "6 Key Points To Keep In Mind When Choosing Your Company’s Group Health Insurance Plan"