Paycron provides TMF Merchant Accounts to businesses that are secure and reliable. It is important for every merchant to understand a TMF record or a Match list. When a merchant account is placed on TMF or Match list, the effects on the business can be devastating. Once match listing, these entrepreneurs may not get accounts for 5 years, and the merchant account application gets rejected for credit card solutions by acquiring banks. We at Paycron advise working with a TMF Merchant account Provider that offers ACH and eCheck.